Monday, 30 December 2013 21:28

Hair Restoration Arrives in Atlanta

Millions of Americans suffer from hair loss. Today, there are many more options for treatment of balding and thinning hair than ever before. Long gone is the "pluggy" or "doll's hair" look, as modern hair transplantation is performed one single follicle at a time for the most natural look possible. The Anderson Hair Sciences and research center is a new, state-of-the-art facility dedicated to providing the most natural, permanent hair restoration results to both men and women, with an emphasis on artistic concepts, patient comfort, and natural, permanent results.

ARTAS-cropped-for-best-selfDr. Ken Anderson, MD, is the first and only hair restoration surgeon in Georgia to offer the very latest in cutting edge surgical robotic devices. the ArtAS robotic Hair restoration Surgery System performs a type of hair restoration surgery called "follicular unit extraction," or "FUe" – a technique Dr. Anderson has been performing for over 10 years. With the revolutionary ArtAS System Dr. Anderson is able to transplant hair without any linear or noticeable scarring, using no scalpels, no stitches, with a dramatically shorter recovery period than for patients who undergo a traditional linear strip method hair restoration procedure. With the sole exception of the ArtAS system, all FUe methods, using any device, are performed by hand, with all the associated variability and inherent human error.

How Does It Work?

Using high-tech stereoscopic cameras, and updating its coordinates 5,000 times per second, the ArtAS System's image-guided robotics harvests hair follicles for transplant with micron-level precision, one at a time. As there is no linear incision required with an ArtAS procedure, healing time is short, and you can usually go back to your daily activities after a day or two. call for a complimentary consultation with Dr. Anderson to discuss your options, or visit us online.

 

The Anderson Hair Sciences & Research Center
The Medical Quarters

5555 Peachtree Dunwoody Rd., Ste. 135, Atlanta, GA 30342
(404) 256-4247 | www.AtlantaHairSurgeon.com

Dr. Anderson is a double-board certified Facial Plastic Surgeon who has confined his practice solely to hair restoration for over a decade. After 7 years of surgery training in facial plastic surgery, in 2003 he entered the field of hair restoration in Beverly Hills, California. Dr. Anderson is the first and only hair restoration surgeon in Georgia to offer the very latest in cutting edge surgical robotic device, the ARTAS Robotic Hair Restoration Surgery System.

Monday, 30 December 2013 21:19

U.S. Obesity Rate Climbing in 2013

Two-thirds of U.S. adults are overweight or obese. Instead of extreme detox plans to shed those extra pounds in the New Year try a few simple detox therapies.

The average American is walking around with 5-15 pounds of impacted fecal matter in the colon. Colon Hydrotherapy can result in substantial weight loss and jump-start your metabolism, due to the fact that the body will take on fat weight to store toxins.

A Far Infrared Sauna session can burn upwards of 600 calories while you relax! As the body works to cool itself, there is a substantial increase in heart rate, cardiac output and metabolic rate, causing the body to burn more calories.

Ionic Foot Baths excrete toxins through the pores in the body reducing cellulite and rejuvenating the metabolism

Massage helps to break up adipose tissue, increase circulation, and move the lymph. All massages are done on the Bio-Mat, a state of the art medical device emitting infrared rays which burns calories and controls weight.

The hCG Diet tells the body to release and mobilize abnormal fat to allow it to be consumed as an energy source resulting in extreme rapid weight loss, an average of 1/2 a pound to a pound a day. hCG also helps reset the hypothalamic fat set point allowing you to maintain your weight loss.

 

Atlanta Colonic & Massage
6710 Jamestown Drive, Alpharetta, GA 30005
770-558-6900 | www.atlantacoloniccenter.com

Teresa Ducoffe and Candace Layer are Certified Colon Hydrotherapists at Atlanta Colonic & Massage. Along with Teresa's mother, they are a three-generation family business who provides the best in preventative health care and detoxification, as well as unparalleled client care and service.

Monday, 30 December 2013 20:58

Those Aren't Love Letters from the IRS

As Enrolled Agent, I routinely receive letters from the IRS about continuing education, certification, and client issues. Even though I have been receiving them for over twelve years the palms still get sweaty and the heart speeds up. But, it's not love.

So, I can imagine the panic created when you get a letter from the IRS or a state department of revenue. The IRS is getting more proficient and quicker at matching information reported about you with the information reported by you on your tax return. Your employer, bank, mortgage company, brokerage company, and now even your customers, vendors, and credit card processors are reporting tax related information to the IRS as well as you. Also, with the identity theft issues of the past few years, the IRS is scrutinizing suspicious returns much quicker than before.

Scamming is more prevalent now, so to make sure you aren't being scammed please realize that the IRS never emails taxpayers, rarely calls, but is very proficient at writing letters. So, if you are contacted by other than a letter, be suspicious and do not respond directly. The IRS already has all the identifying information they need about you so don't respond with your Social Security number, date of birth, or banking information.

If you do receive that dreaded letter what do you do? Take a deep breath and contact your tax consultant that is why you pay them. If you prepared the return yourself and want to handle it yourself, read through the letter carefully to make sure you understand why the IRS is contacting you. Gather the information needed to respond and follow the instructions on the letter. Calling the IRS or state department of revenue is also helpful in gaining a better understanding of the issues. Be patient, you will most likely have to wait on hold before you can speak with someone that can help you.

You can also contact us, your local H&R Block office (see locations below). We offer a free initial review of the letter you received which can help you determine how to respond or decide you need our help. We are open year round and are staffed with Enrolled Agents, CPAs, and tax accountants with at least 10 years experience.

 

For more information about tax planning and retirement, contact our article contributor James L. Robertson, EA or any H&R Block tax professional at one of our offices below.

Satellite Blvd 770-921-2200 | 3360 Satellite Blvd, Ste 13, Duluth, GA 30096

Dunwoody 770-396-9218 | 4768 Ashford Dunwoody Rd, Ste 200, Dunwoody, GA 30338

Merchants Walk 770-509-1820 | 4235 Merchants Walk Drive, Ste 150, Marietta, GA 30068

Buckhead 404-237-2355 | 2900 Peachtree Rd NW, Ste 204, Atlanta, GA 30305

Northpoint 678-277-9465 | 7855 North Point Parkway, Ste 302, Alpharetta, GA 30022

Monday, 30 December 2013 20:28

New Year's Resolutions

Most of us make them and break them. For 2015 make a financial checklist and set deadlines. Then ask someone close to you to check in on you monthly and make sure you hit those deadlines. What should be some of your financial resolutions? Here is a top ten list:

1) Review your Last Will and Testament, Financial Power of Attorney, and Advance Directive for Health Care or contact an estate planning attorney if you do not have them. Complete an important list to give to your family and friends with information on who to contact, where your assets are held, and your digital media passwords (or where to find them).

2) Review your home, auto, and umbrella insurance policies. Do you have ordinance coverage? Do you have replacement coverage? Do you have an umbrella policy? Contact your agent and review the policies in detail and also contact a competitor and compare rates and coverage.

3) Review your investments. Contact your investment advisor to go over your financial goals and investments.

4) Start preparing your income tax return so that is off of the "to do" checklist.

5) Find your "number." What is your financial independence (retirement) figure? How much do you need to achieve your goals and how are you going to achieve them?

6) Organize yourself personally and financially. The more organized you are, the more efficient you will be and that means more time for fun!

7) Set out savings goals for your financial year and set it up so that the savings are automatic. Pay off your debts, build your rainy day fund, and then save for financial independence.

8) Review your life, long-term disability, and long-term care insurance with your agent.

9) Cash flow. Words that will help you achieve financial independence. Keep it positive!

10) Balance. Find a healthy balance with money. Saving can be fun!!

Wishing you a very healthy and prosperous 2014!!

Laura K. Schilling, JD, CPA, CFP(r), CSA

Financial Innovations, LLC | www.financialinnovations.biz
5555 Glenridge Connector, Suite 200 | Atlanta, Georgia 30342
(404) 459-2828 | (404) 459-2829 fax | This email address is being protected from spambots. You need JavaScript enabled to view it.

Laura Schilling isn't your typical Financial Planner. She is also a world traveler who has been to Asia, Africa, Europe, and Israel. Laura is an active member in the community, a mother of two, and a champion for each of the working mothers she employs. As principal and founder of Financial Innovations, LLC, she staffs her firm with stay-at-home moms who work from where they can meet the needs of their clients around the globe.

Thursday, 26 December 2013 20:09

Shopping For Your Health

Our quality of life is inextricably linked to the quality of our health, which is why it is so important to make informed decisions when selecting health coverage and care providers. But if you are not a health care industry insider, it can be difficult to determine if you are really getting the most for your medical dollars. So, here are answers to some frequently asked questions to help you make a better choice when shopping for your health.

women-in-front-of-computerHow can I obtain health insurance? Is healthcare.gov the only option for purchasing coverage on my own?

Most Americans obtain health insurance through their employers. If you are covered under an employer-sponsored insurance plan, your employer should notify you of any changes to your coverage during the open enrollment period.

Healthcare.gov, the online health insurance marketplace or "exchange," is just a new avenue to health coverage. Employers and individuals can still purchase plans directly from insurance companies or through brokers. You can visit GoKP.org to learn more about Kaiser Permanente of Georgia's health plan options.

However, shopping on the exchange could have an advantage — federal subsidies. HealthCare.gov requires users to fill out an application to determine eligibility for financial assistance, which can reduce the out-of-pocket cost of health plans and medical expenses. The federal subsidies are only available to those who purchase coverage through HealthCare.gov, where you can also find a selection of Kaiser Permanente health plans.

What should I look for in a health plan?

When considering a new insurer, find out how its plans compare to the competition. Each year, the National Committee on Quality Assurance (NCQA) and J.D. Power and Associates rank health plans based on a number of factors, ranging from quality of care to customer satisfaction.

Kaiser Permanente of Georgia's commercial and Medicare health plans are the highest ranked in the state and among the top 20 in the country, according to NCQA. A J.D. Power and Associates' study also ranked Kaiser Permanente of Georgia highest in member satisfaction in the South Atlantic region for the fourth consecutive year.

Health insurers and providers are using the term "coordinated care." What does it mean, and why is it important?

Care is coordinated when your primary care physician, specialists and clinicians work together to manage your health. When all of your health care providers are working as a team, they are able to make more informed decisions when it comes to treating you.

Kaiser Permanente of Georgia, which offers both health coverage and medical care, has been operating a coordinated care system in metro Atlanta for nearly 30 years. We have one of the largest multi-specialty medical groups in the state with more than 450 board-certified physicians, who care exclusively for Kaiser Permanente members. So, whether you are seeing your primary care physician, dermatologist or cardiologist, they have access to your complete medical history through our electronic medical records system.

What major changes under the Affordable Care Act should I be aware of?

Under the Affordable Care Act, or health care reform, all U.S. citizens will be eligible for some form of health coverage starting in 2014, and they cannot be turned down for coverage because of a medical condition.

Health plans must provide many preventive services, such as screenings for cancer, diabetes and hypertension, at no additional cost.

After January 1, 2014, if you choose to go without health insurance for more than three consecutive months, you could face a tax penalty.

I've seen Kaiser Permanente medical offices across metro Atlanta. Where can I go to learn more about the organization?

Kaiser Permanente has 29 medical offices conveniently located throughout metro Atlanta and a location in Athens to better serve our members. Our medical offices are staffed physicians with The Southeast Permanente Medical Group, which has doctors in more than 20 specialties. To learn more about Kaiser Permanente, just log on to GoKP.org.

 

Kerry W. Kohnen
President

Nine Piedmont Center
3495 Piedmont Road NE, Atlanta, GA 30305
www.kp.org | (404) 364-7000

Kerry W. Kohnen is president of Kaiser Permanente of Georgia, the state's largest not-for-profit health plan serving 240,000 members through 30 medical centers across metro Atlanta and Athens.

Thursday, 26 December 2013 19:57

Is Our Modern World Toxic?

The evidence is overwhelming. Toxins are everywhere, in our water, air, food, soaps, shampoos, even in the clothes we wear. We read about mercury in our fish, jet fuel in our lettuce, and heavy metals in our air. Our bodies carry a chemical cocktail of industrial chemicals, pesticides, food additives, heavy metals, and residues of many pharmaceuticals, as well as toxins from alcohol, tobacco, caffeine, and illegal drugs.

StomachColon Hydrotherapy can help to minimize the effects of toxins and environmental stresses that can lead to imbalances in the immune system.

The International Association for Colon Hydrotherapy (I-ACT) protocol suggests: Week 1 & 2 = two sessions per week and Weeks 3 to 10 = one session per week. Our trained therapists can help you to determine the best number of sessions for your unique needs. We believe Colon Hydrotherapy, supported by a proper diet, water, exercise, and stress management can accelerate the healing potential of your body.

In her book Detox or Die by Dr Sherry Rogers, MD says toxicity is like a one-way street leading to disease; the key to healing is to reverse the toxicity. Dr Rogers suggests some of the best ways to detoxify are through Colon Hydrotherapy and Infrared Sauna.

Atlanta Colonic & Massage offers the best in Colon Hydrotherapy and Infrared Sauna Therapy in the Atlanta area.

Our modern world is toxic; a problem that is not going away anytime soon.

Cleansing is no longer just an option, it is a necessity!

 

Atlanta Colonic & Massage
6710 Jamestown Drive, Alpharetta, GA 30005
770-558-6900  |  www.atlantacoloniccenter.com

Teresa Ducoffe and Candace Layer are Certified Colon Hydrotherapists at Atlanta Colonic & Massage. Along with Teresa’s mother, they are a three-generation family business who provides the best in preventative health care and detoxification, as well as unparalleled client care and service.

Thursday, 26 December 2013 19:47

How to Choose An Advisor

I often hear from potential clients – "When should I hire an advisor?" I will leave that topic for another article. Once I know I need an advisor, how do I choose an advisor? This is a large part of your financial plan. Here are some tips on helping you choose an advisor.

Advisors come in many forms – fee-only, fee-based, and commission. The first step is to discover which type of advisor you wish to retain. The second step is to ask people you trust if they have a referral. If you are not comfortable with this, you can go on LinkedIn and search and see how many people you know are LinkedIn with a certain advisor. You can also look at the advisor's biography on his or her website. The second step is to check http://www.finra.org/Investors/index.htm. This website offers a way for you, the client, to review if the advisor has any disciplinary actions against him or her. Next you should call the advisor and speak to him or her briefly on the phone and get to know them. Finally, meet with the advisor. I recommend meeting at their office so you can get to know the advisor better, and for the advisor to get to know you better. Preferably this is a complimentary meeting. Make sure you ask how the advisor is compensated.

At this point you should ask yourself: 1) Do I trust this advisor?;

2) If something happened to me and/or my spouse would I want this person on our team?;

3) Do they seem knowledgeable?; and

4) Do I feel comfortable with them?

If you are looking for an advisor take your time and find the right fit for you and your family.

 

Securities offered through Triad Advisors, Inc., Member FINRA/SIPC.

 

Laura K. Schilling, JD, CPA, CFP(r), CSA

Financial Innovations, LLC | www.financialinnovations.biz
5555 Glenridge Connector, Suite 200 | Atlanta, Georgia 30342
(404) 459-2828 | (404) 459-2829 fax | This email address is being protected from spambots. You need JavaScript enabled to view it.

 

Laura Schilling isn’t your typical Financial Planner. She is also a world traveler who has been to Asia, Africa, Europe, and Israel.  Laura is an active member in the community, a mother of two, and a champion for each of the working mothers she employs.  As principal and founder of Financial Innovations, LLC, she staffs her firm with stay-at-home moms who work from where they can meet the needs of their clients around the globe.

 

HUHDoes a Doctor Need a Board Certificate in Surgery to perform Hair Restoration Surgery?

Absolutely not. Did you know that in order to be a "hair restoration surgeon" in Georgia, one requires only a medical license? There are no formal surgical training certificates, nor a Board Certificate in any medical or surgical specialty required whatsoever. For example, a psychiatrist is permitted to add hair restoration surgery to his or her practice, buy some surgical instruments, and have a technician perform hair restoration surgery procedures in their office. Hair restoration technicians have literally zero professional training requirements. They are very often hired to perform the actual hair restoration surgery, while the doctor needs only to be on the premises. It happens every day.

Is it Important to Check Your Doctor's Credentials?

Absolutely. You should feel perfectly comfortable asking your doctor if he or she has earned a recognized Board Certificate in a surgical discipline. The surgical training background and experience among hair restoration surgeons in the United States varies dramatically. Dr. Ken Anderson, MD, is the founder of the Anderson Hair Sciences and Research Center, a state-of-the-art facility dedicated to providing exceptional hair restoration surgery results to both men and women, with an emphasis on artistic concepts, patient comfort, and natural, permanent results. He relies on his seven years of surgical subspecialty training in Otolaryngology (Ear, Nose, and Throat surgery), as well as in Facial Plastic Surgery, in addition to years of formal training in the fine arts to bring his patients outstanding hair restoration surgery results. He is a Diplomate of both the American Board of Facial Plastic and Reconstructive Surgery, as well as the American Board of Otolaryngology-Head and Neck Surgery, and performed over 2,500 surgical procedures on the face and head before he performed his first hair restoration procedure. He has limited his practice exclusively to hair restoration surgery for over 10 years. Call for a complimentary consultation with Dr. Anderson to discuss options for treatment of your hair loss.

 

The Anderson Hair Sciences & Research Center
The Medical Quarters
5555 Peachtree Dunwoody Rd., Ste. 135 | Atlanta, GA 30342
(404) 256-4247  |  www.AtlantaHairSurgeon.com

Dr. Anderson is a double-board certified Facial Plastic Surgeon who has confined his practice solely to hair restoration for over a decade. After 7 years of surgery training in facial plastic surgery, in 2003 he entered the field of hair restoration in Beverly Hills, California. Dr. Anderson is the first and only hair restoration surgeon in Georgia to offer the very latest in cutting edge surgical robotic device, the ARTAS Robotic Hair Restoration Surgery System.

Save early and automatically – and keep an eye on the clock

Saving for retirement requires as much discipline as watching your diet or exercising regularly. But if you learn to delay immediate rewards – whether they're bagels or baubles – you'll be in better shape for a retirement that's both physically healthy and financially sound.

First step, make it easy for yourself by contributing to an employer plan that automatically withdraws from your paycheck each week or establish a monthly direct deposit into an IRA to build your savings without extra effort. Also, consider the amount and source of any additional savings;

  • Using a raise to increase your retirement savings
  • Earmarking bonuses for one-time savings deposits
  • Setting aside part of your tax refund in an IRA

Second, choose the right kind of savings vehicle. Popular options include:

  • 401(k) s and other employer-match programs, which are usually the first choice, for those who employer offers such plans
  • Retirement accounts for the self-employed and traditional IRAs, which may give you a deduction that lowers this year's tax bill
  • Contributions to a Roth IRA, which don't lower taxes now but do allow for tax-free, qualified distributions

In case of a change in employers, determine how to handle existing retirement savings. Options include:

  • Leaving retirement money in the former employer's plan depending upon specific plan rules
  • Moving the funds into the new employer's plan if that's an option
  • Transferring the money into an IRA
  • Taking a cash distribution

Keep in mind that funds withdrawn or otherwise not rolled over within 60 days into a qualified plan or IRA are subject to tax and penalties and can really eat into the balance of an account that took hard work and delayed gratification to build.

 

For more information about tax planning and retirement, contact our article contributors Gary Newell, Scott Martin, Mary Zoellner or any H&R Block tax professional at one of our offices below.


Satellite Blvd | 770-921-2200 | 3360 Satellite Blv, Ste 13, Duluth, GA 30060

Dunwoody | 770-396-9218 | 4768 Ashford Dunwoody Rl, Ste 200, GA 30338

Merchants Walk | 770-509-1820 | 4235 Merchant’s Walk Drive, Ste 150, Marietta, GA 30068

Buckhead | 404-237-2355 | 2900 Peachtree Rd NW, Ste 204, Atlanta, GA 30305

Northpoint | 678-277-9465 | 7855 Northpoing Parkway, Ste 302, Alpharetta, GA 30022

Thursday, 26 December 2013 18:45

Managing ADHD in Teens

How do the hormonal changes of adolescence affect ADHD in teenagers?

ADHD symptoms include distractibility, poor concentration, hyperactivity and irritability. During teenage years, as hormonal changes emerge, ADHD symptoms may worsen. To compound this, if a teenager is mercury toxic, chances are their endocrine system (which regulates hormones) is disrupted, which can cause or contribute to further neurological and behavioral disorders.

ADHD-in-teensWhat are the health benefits to teens who manage ADHD without medication?

The advantage of managing ADHD naturally means that any nutritional deficiencies such as decreased essential fatty acids, vitamins and minerals are balanced through proper nutrition. Also, food sensitivity and toxic metal testing will reveal any allergies/sensitivities and toxicity, which through elimination, will increase immune system function and achieve better health.

What are some common side effects in teenagers who manage their ADHD symptoms with stimulant medications?

Research has confirmed that stimulants like Ritalin, Adderall and Concerta along with being highly addictive, can sometimes lead to feelings of hostility and paranoia. These stimulants affect the central nervous system, causing increased blood pressure and heart rate, and appetite suppression. It can even produce painful headaches, insomnia and depression.

What are the health ramifications for teens with ADHD that goes untreated?

Teenagers who go untreated (with no natural intervention) not only suffer from substandard health due to nutritional deficiencies and toxicity, but also find that impulsivity and poor judgment are compounded as they get older. Statistics show an increase for alcohol and drug abuse and school expulsion.

 

Natural Health Atlanta

Locations in Alpharetta, Dunwoody, Lawrenceville & Marietta

Phone: 678-892-6865 www.naturalhealthatlanta.com

Most Insurance Plans Accepted

Marcia Williams, ND specializes in treating ADHD, gastrointestinal disorders, heavy metal detoxification, allergies and cardiovascular disease.